Insurance and Financial Services


Passion. Experience. Diligence.


We opened our doors in 2009 as a captive agency, focused on brand recognition to level our skills, knowledge, and efforts in order to provide quality insurance products at reasonable prices. Through the first five years, we realized that in order to properly serve our clients need and to remain competitive in the market place, it was in the interest of our agency and clients, to brand into an independent agency.

The freedom of an independent agency, gives us the ability to offer multiple carriers for your insurance needs. This has give us the opportunity to retain more satisfied customers and continue to grow our agency. 


Get in touch

We, at JIL and Associates know that finding the right insurance agent to represent you is a choice not to be taken lightly. That’s why we offer free consultations to walk you through your goals, the scope of insurance coverage needs, and your budget.

Book an appointment ▸



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Michael Ocampo

From working as an insurance agent with various name brand companies such as Allstate and Farmers Insurance, to opening is own independent agency, Ocampo Ins Agency, Michael has gained the necessary experience and knowledge to provide guidance and assurance to his customers. He understands the importance of customer relations and works diligently to take care of his clients. 



CSU- Sacramento
B.S, Education, 2016

Get to know me...

• I am an avid reader
• I am also an educator and work with Monterey county youth


• Life + Health Agent, Property + Casualty Agent, 0E49401




Karla Ocampo

Karla is the glue that keeps the agency running. She assist with day to day business operations and enjoys servicing our clients. Karla comes to use from the medical profession, where she learned the importance of patient care and empathy. She had transferred those skills to the insurance industry. She is our in house expert when it comes to OSHA and HIPAA compliance.



A.A, Business Administration, 2014

Certified Medical Assistant, 2006

Did you know...

•I enjoy traveling and getting to learn about different cultures and traditions.





Belen Hernandez

Belen is an experienced customer service agent with more than 5 years of experience in the insurance industry. She began her career at Allstate insurance, where she specialized in the claims department. Belen is our in house customer service specialist. 



CSU- Monterey Bay
B.A., Liberal Arts 2016


Did you know...

  • I have worked for the insurance and wireless industries and understand what it means to listen to customer needs.